Q: Can I secure financing for a luxury vehicle with no credit history?

A: Absolutely. Our finance center boasts a team of adept professionals skilled in obtaining approvals for loans tailored to various credit profiles, including those without any credit history.

Q: What documents do I need to provide for a car loan application?

A: When visiting our dealership to apply for a loan, ensure you bring your banking details, including information on both your checking and savings accounts. Additionally, you may need to disclose details about your current mortgage payments and any existing loans in your name. Your employment information, including your employer’s name and your salary, along with your personal details such as legal name, address, and contact information, will also be required.

For added convenience, we offer an online application. By submitting your information to our financing team beforehand, you’ll streamline the process and focus solely on selecting your dream car upon arrival.

Q: Do I need a co-signer for a loan if I have poor credit?

A: Not necessarily. While having a co-signer can leverage their good credit to bolster your overall creditworthiness, it’s not always a prerequisite. Our finance center specializes in assisting customers across the credit spectrum, so depending on your score, a co-signer may not be obligatory.

Q: Will having bad credit result in higher monthly payments?

A: While a lower credit score may impact your interest rate during loan approval, it’s not the sole determinant of monthly payments. Factors such as the down payment amount and the duration of the loan term also influence your monthly payment amount.

Q: What’s the most effective approach to securing financing with bad credit?

A: Don’t be disheartened if you’re seeking a loan with bad credit; there are numerous financing avenues available to you. Each individual’s circumstances and budget differ, so the key is to reach out to our finance center. Our affable and knowledgeable team will assist you in identifying the optimal financing solution tailored to your needs, turning your aspiration of owning a luxury vehicle into a reality.